Synchrony Financial Music Credit Card
Potential Synchrony Offers
No interest if paid in full within 6 months*
- $100 minimum purchase required
- Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required. No pre-payment penalties.
- Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 Months. If you do not, interest will be charged on the promo purchase amount, promotion length and payment allocation. The required minimum monthly payment may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 34.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. Synchrony reserves the right to discontinue or alter the terms of this offer at any time.
13.99% APR with fixed monthly payments for 36 months†
- On musical instrument purchases of $100.00 or more made with your Synchrony Music & Sound Credit Card.
- † Qualifying purchase amount must be on one receipt. Interest will be charged on the promo purchase from the purchase date at a reduced 13.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 3.4173% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: As of 07/31/2025, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Buffet Crampon instruments: No Interest if paid in full within 18 months§
- On Buffet Crampon instruments purchases of $1000.00 or more after discounts made with your Synchrony Music & Sound Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 Months. Minimum monthly payments required.
- § Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: As of 07/31/2025, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Select Eastman and S.E. Shires instruments: No Interest if paid in full within 18 months§
- On qualifying Eastman and S.E. Shires instruments purchases of $1000.00 or more after discounts made with your Synchrony Music & Sound Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 Months. Minimum monthly payments required.
- § Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: As of 07/31/2025, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
- Qualifying models:
- French Horns Eastman: 600 series and higher, Bravo, Q Series
- Trumpets Eastman: 500 series and higher - Shires: Bravo, Q Series
- Trombones Eastman: 400 series and higher - Shires: Bravo, Q Series
- Euphoniums Eastman: 500 series and higher - Shires: Q Series
- Tubas Eastman: 500 series and higher
Select Yamaha instruments: No Interest if paid in full within 18 months§
- On Yamaha 400 series or higher instrument purchases of $1000.00 or more after discounts made with your Synchrony Music Sound Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 Months. Minimum monthly payments required.
- § Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: As of 07/31/2025, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.